Please read these terms before using go.thevestedpath.com or requesting anything from us. By using this site or submitting a form, you agree to them.
This site is operated by ZAVAL Marketing Group LLC, a Florida limited liability company doing business as The Vested Path ("we," "us," "our").
67 Sawyer Bridge Trail
Ponte Vedra, FL 32081
Email: [email protected]
The Vested Path publishes educational information about retirement accounts, in particular about 401(k) and 403(b) accounts left behind at a former employer.
Nothing on this site is financial, investment, tax, legal, or insurance advice. It is general information. It does not take account of your particular circumstances, your goals, your tax situation, or anything else specific to you. It is not a recommendation to buy, sell, hold, move, or roll over any account or product.
The written snapshot we send you is an educational summary based on the handful of answers you gave us. It is not a financial plan and it is not a recommendation. It deliberately includes the option of leaving your account exactly where it is, because for many people that is the right answer.
Before you do anything with a retirement account, talk to a qualified professional about your own situation. Moving money out of an employer plan is not always in your interest. Employer plans can have lower costs, different creditor protections, and rules that do not apply outside the plan. These are real differences and they can go either way.
Using this site, answering our questions, receiving a snapshot, or booking a consultation does not create an advisory, fiduciary, agency, or professional relationship between you and ZAVAL Marketing Group LLC.
We are a marketing company. We are not a registered investment adviser, a broker-dealer, an insurance agency, an accounting firm, or a law firm, and we do not hold ourselves out as any of those.
Anthony Presciano is an independently licensed insurance professional.
He is not an employee, partner, or agent of ZAVAL Marketing Group LLC, and we are not his employer, supervisor, or compliance authority. He is responsible for his own licensing, his own recommendations, and his own compliance obligations.
If you meet with him, that conversation is between you and him. Any relationship you enter into with him is separate from your use of this site, and these terms do not govern it.
We think you should know who pays whom before you talk to anyone about your money.
ZAVAL Marketing Group LLC is paid by Anthony Presciano for advertising and marketing services. You pay us nothing. We are not paid a commission, a percentage, or any other amount that depends on whether you buy a product or how large that product is.
Anthony is compensated by commission. If you purchase an insurance product through him, the insurance company that issues the product pays him a commission. That commission is paid by the insurance company, not billed to you directly, though like any product cost it is ultimately reflected in the economics of the product. Different products pay different amounts.
What this means for you: the people advertising to you have a commercial interest in you having a conversation, and the person you would speak with has a commercial interest in you buying a product. That does not make the information wrong, and it does not mean a product is wrong for you. It does mean you should ask questions, ask what a product costs, ask what it pays the person recommending it, and take the time you need. A professional who is worth your time will answer all three without flinching.
The consultation itself is free and carries no obligation to buy anything.
We do not guarantee any result, return, income, tax outcome, or benefit. We make no representation that any strategy, product, or account type will perform in any particular way. Past performance of anything mentioned on this site is not a guide to future performance.
We try to keep the information here accurate and current, but tax law, plan rules, and product terms change, and we do not promise that everything is complete or up to date.
If you opted in, you agreed to receive text messages from The Vested Path at the number you gave us, including retirement education and appointment scheduling, sent using automated technology.
You confirm that the mobile number you gave us is yours and that you are authorized to receive messages at it. If the number changes or stops being yours, tell us.
How we handle this information is set out in our Privacy Policy. We do not share mobile information or text-messaging consent with third parties for marketing or promotional purposes.
Do not use this site to break the law, to impersonate anyone, to submit someone else's contact details without their permission, to scrape or harvest data, to introduce malicious code, or to interfere with the site's operation. We may refuse service, remove content, or block access if you do.
The text, graphics, video, and design on this site belong to ZAVAL Marketing Group LLC or our licensors and are protected by copyright and trademark law. You may read it, print it, and share a link to it. You may not republish, sell, or use it commercially without our written permission.
We sometimes link to third-party sites and sources. We do not control them and we are not responsible for their content, accuracy, or privacy practices.
This site and everything on it is provided "as is" and "as available," without warranties of any kind, express or implied, including any implied warranty of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the site will be uninterrupted, secure, or error-free.
Some jurisdictions do not allow the exclusion of certain warranties, so parts of this section may not apply to you.
To the fullest extent permitted by law, ZAVAL Marketing Group LLC and its members, officers, and contractors will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any lost profits, lost savings, or investment losses, arising out of your use of this site or anything you received through it.
Our total liability for any claim relating to this site will not exceed one hundred dollars ($100).
Some jurisdictions do not allow these limitations, so parts of this section may not apply to you.
You agree to indemnify and hold harmless ZAVAL Marketing Group LLC from any claim or demand, including reasonable legal fees, arising out of your breach of these terms or your misuse of the site.
These terms are governed by the laws of the State of Florida, without regard to its conflict of laws rules. Any dispute will be brought exclusively in the state or federal courts located in Florida, and you consent to their jurisdiction.
We may change these terms. The "last updated" date at the top tells you when we last did. Continuing to use the site after a change means you accept it.
If any part of these terms is found unenforceable, the rest stays in force. These terms, together with our Privacy Policy, are the entire agreement between you and us about this site.
[email protected]
67 Sawyer Bridge Trail
Ponte Vedra, FL 32081
67 Sawyer Bridge Trail, Ponte Vedra, FL 32081
[email protected]